This calculator is only provided as a guideline for loan payments. Many factors, including borrower credit history, are used by lenders in making their loan decisions. All calculations are based on all closing costs paid, a credit score of 740 or above, and a loan to value ratio of 80% and include (or do not include based on the scenario you provide) estimated taxes and insurance. Depending on your situation, mortgage insurance may be needed which could increase the monthly payment and APR

This is not a commitment to lend or extend credit. Credit is subject to approval. Monthly payment and interest rate are for illustrative purposes.

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