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One of our qualified mortgage specialists can walk you through the process of buying your first, second, or vacation home. We lend nationwide and have many loan programs to choose from. Let us find one that best suits your needs.
FHA and VA One-Time-Close Construction Loan
Why worry about re-qualifying or incurring additional costs? Designed for manufactured, modular, and stick built housing, this program offers an all-in-one financing option for construction, lot purchase, and permanent mortgage funding with one closing. The permanent loan is closed before construction begins
No re-qualification. No second appraisal.
- Up to 96.5% LTV through FHA or 100% through VA (not including funding fee)
- No payments due from borrower during construction
- No re-qualification once construction is complete
- Single closing reduces total costs
- Available through FHA & VA
- A minimum qualifying credit score
- 15 and 30 Year Fixed Rates available
- 1 Unit Single Family Residences, Doublewide and Triplewide Manufactured Homes and Modular Homes permitted
Your Dream Home
Is closer than you think. Call TODAY to speak with a Vinings Mortgage qualified mortgage representative.