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Nationwide Lending

Loan Programs

Call Today for your FREE Consultation

One of our qualified mortgage specialists can walk you through the process of buying your first, second, or vacation home. We lend nationwide and have many loan programs to choose from. Let us find one that best suits your needs.

Fixed Rate Mortgage

For borrowers that plan to stay in their homes for a long time, Vinings Mortgage offers several fixed rate mortgage options—including 10, 15, 20, and 30 year programs.

They are ideal for you if you are looking to build equity, through the purchase of a stable, traditional mortgage. Our loan team can develop a comprehensive spreadsheet that illustrates the difference in payments among the fixed-rate mortgage options. They will be discussed with the consumer to help determine the choice that best meets their needs.

Fixed Rate Mortgage Options
30-Year Fixed

This option offers the benefit of the most stability. Many consumers select this option because it offers a consistent payment, that will never change. However, the interest rate is higher than shorter fixed-rate options. However, because payments are amortized over a longer time period, monthly payments are lower.

20-, 15-, and 10-Year Fixed

Borrowers that elect to purchase fixed-rate mortgages of a shorter duration, such as a 20-, 15-, or 10-year fixed-rate mortgage programs, pay higher monthly payments, but the interest rate is lower on these mortgages than on 30 -year mortgages

Rest assured, a Vinings Mortgage loan specialist will walk you through the options and help you select the mortgage that fits your needs.

Your Dream Home

Is closer than you think. Call TODAY to speak with a Vinings Mortgage qualified mortgage representative.