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One of our qualified mortgage specialists can walk you through the process of buying your first, second, or vacation home. We lend nationwide and have many loan programs to choose from. Let us find one that best suits your needs.
Vacation / Second Home Mortgage
Vinings Mortgage's Vacation-Second Home Mortgages offer a broad array of fixed, adjustable, and interest-only options. We work together with our clients to identify the ideal mortgage for your vacation home.
Get your Vinings Mortgage vacation home mortgage loan and make your dreams a reality - backyard barbeques and sunsets by the lake. Fun-filled relaxing fishing trips with children and grand children. Exciting family skiing vacations. A lifetime of memories.
Vacation Home Loans
It's time to buy your vacation home - and that means a vacation home mortgage loan from Vinings Mortgage.
If you're in need of a mortgage for a vacation home, we eliminate the hassles and the headaches from the process.
Why is it called a vacation home mortgage?
We call it a vacation home mortgage to eliminate the confusion between a second mortgage and a home equity loan.
What's the difference between a second mortgage and a home equity loan?
A second mortgage loan covers the costs of a second home, for example, a vacation home. The result is that the borrower has two mortgages and two homes. A home equity loan, on the other hand, allows the borrower to refinance their existing mortgage to get cash - or equity - out of their home. It's still one mortgage, but it's been refinanced.
Are interest-only vacation home mortgage rates available?
Yes! You can choose to pay a fixed, interest-only rate for a period of 10 years or 15 years with our interest-only vacation home mortgage.
How much money can I be approved for with a Vacation Second Home mortgage?
Depending on your income and expenses, you may qualify for a loan of $453,100 to $1.5 million. we are committed to working with you to help make your vacation home mortgage dreams come true.
Your Dream Home
Is closer than you think. Call TODAY to speak with a Vinings Mortgage qualified mortgage representative.